[widgetkit id=723]
Health
Medical Practitioners, Private Practice, Dentists, Plastic Surgeons, Veterinarians…
Healthcare businesses are unique, when it comes to credit card processing requirements, card types and integration with their medical point of sale systems. SmartPay Merchant Services delivers customized pricing and services unique to the healthcare industry and fully integrates seamlessly with your PCI and HIPAA Compliant healthcare point of sale system. Along with pricing unique to the healthcare industry, we extend a helping hand to our Veterinarians by offering discounts for members of the American Animal Hospital Association.
Food
Restaurants, Café, Catering, Bars, Night Clubs, Fast Food, Food Trucks…
Don’t spend tens of thousands of dollars on those high-end point of sale systems, we have multiple solutions that will meet your needs at a fraction of the cost. We offer the latest in iPad POS cash register systems with iPod ordering, table maps, employee time clock, drive thru ordering, delivery tracking and robust reporting options that can track how many salads were sold and more. When it’s time for the lunch rush, we offer signature suppression to save time in line and Near Field Communication to get customers paid in no time. SmartPay has special pricing for restaurants and fast food that is tailored specifically to their industry. We also provide our customers with customized check presenters with their own logo, tip trays and optional coloring place mats and crayons for their customers. In addition to your Point of Sale system or credit card terminal, you can add a mobile payment suite for all your catering needs and never have to hand key a credit card again.
Apparel
Retail Clothing, Shoe Store, Dry Cleaners, Tailor…
SmartPay Merchant Services delivers on simplified solutions that combine traditional cash payments, credit card processing, and electronic check acceptance with new mobile payments and loyalty card programs. We also offer the latest in iPad Point of Sale Cash Register Systems, Virtual Terminals, Software and secure Payment Gateways for E-Commerce credit card processing. SmartPay Merchant Services can help you navigate the latest changes in card technology from the acceptance of EMV cards, Contactless cards to Near Field Communication (NFC), using your smartphone as your credit card.
Auto
Automotive Repair, Auto Body, Tires, Towing, Detailing…
With the automotive industry the average customer spends more per transaction, paying for automotive repair, auto bodywork, towing and others. This larger average ticket puts a greater risk on the business owner, should anything happen to that payment the merchant could take a substantial loss. As a result many of them refuse to take checks and hesitate to take credit cards. Our electronic check conversion helps to mitigate the risk by offering the merchant Guaranteed Funding based on the Approval by verification against the national negative check writer database. Check funds are electronically deposited into merchant’s bank account and eliminates bad checks for security and peace of mind. Pin based debit transactions are also a must, reducing the cost per transaction on those larger transactions and protecting the merchant against any chargebacks.
Beauty
Beauty Salons, Barber Shops, Massage Therapists…
The Beauty Industry relies so heavily on repeat customers and referrals that they are constantly offering special promotions and discounts to increase revenue and add to their customer base. Our loyalty program is the best in the industry and can offer rebates based off a dollar amount or percentage, with a maximum of 10 threshold programs per unique card program. This advanced program can also be used to offer a Frequency Reward Program, a Dollar Reward Program based off an accumulation of points based on customers spending across all sales products and services or used as a traditional gift card. A simple example would be a merchant offering a free haircut, with the purchase of 10 haircuts. All merchants that activate a loyalty or rewards program receive online access to reports for loyalty activity, and can generate detail or summary level data, by individual store or for all locations.
Liquor Store
Liquor stores are rapidly growing in this slow economy and are always adding to their selection of beer, wine and spirits. Which means their inventory management software needs to keep up with supply and demand. Our supply of advanced Point of Sale systems have bluetooth scanners for less clutter on the counter, inventory tracking, robust reporting, employee time clock, QuickBooks integration and the speed to get you through any Holiday or Sporting Event.
Travel & Entertainment
Travel & Entertainment, Lodging, Amusement Parks, Theaters
Hotels and motels are at the heart of our Travel and Entertainment industry and we have special discounted pricing for them. With our unique program and training to help mitigate the amount of chargebacks, we are truly offering outstanding service to our customers. We will also work with them to help them get setup to be able to accept credit card payments online and create a custom loyalty program. Our goal is to provide the best service and support to one of the most neglected industries in payment card processing.
Market
Supermarkets, Bakeries, Carnicerias, Panaderias…
We at SmartPay Merchant Services understand that although Supermarkets might have a substantial amount of customers come through their store, their profit margin must remain low for them to compete. Therefore we have created a special pricing category for the supermarket industry to help put more money back into their pockets. Our electronic check acceptance is a great tool to convert paper checks into an electronic format and deposit them into your bank account with your credit card batch. It saves you a trip to the bank and you simply hand the customer back the original check once authorization is received.
If you have problems with high credit card fees, large amounts of checks to take to the bank, problems with your credit card terminal, or in need of EBT, reach out to us for a free review.
Jewelry
Art Galleries, Wholesalers…
Payment processing solutions for Jewelers are as diverse as they are, ranging from our advanced inventory tracking point of sale system down to our mobile suite. Speed of service, accepting alternative payment options, minimizing payment processing costs and building customer loyalty are just a few key concerns for business owners in this industry. Loyalty programs and gift cards offer customizable marketing platforms that help with customer retention, increased sales and with the acquisition of new customers. Electronic check guarantee is a great tool, to reduce the risk of accepting a bad check costing thousands of dollars and offers an extra layer of convenience to the customer.
Plumbing
AC, Heating, Construction, Contractors, Roofing Companies
SmartPay Merchant Services leverages its payment processing expertise to deliver effective payment processing solutions to Plumbing and Heating and Contractors. When the majority of your business is done on the actual job site, the need for wireless processing saves you time and money. If your business model requires larger ticket payment transactions, then our wireless model will offer the benefit of processing Pin based debit transactions to protect you from any dispute or chargeback by the customer.
Photographers
The explosion in technology with digital cameras has carried over to smartphones and our Mobile solution is a great advantage for event planners and photographers. This mobile payment suite allows merchants to avoid those high-risk hand keyed transactions and convert them into low-risk discounted swiped transactions. Simply plug into any IOS, Android or Windows device, download the App and enjoy the savings.
Pets
Pet Store, Groomers, Kennels…
Pet stores seem to be on the rise and constantly growing the number of products they carry to meet consumers interests. As their products increase the size of their Point of Sale system will also grow to meet inventory-tracking demands. SmartPay Merchant Services offers POS systems with advanced reporting and high-end inventory management. Many groomers and dog trainers could also benefit from our mobile payment suite and swipe credit card transactions on site, with our secure IDTech Shuttle. Simply plug into any IOS, Android or Windows device, download the App and never have to turn away a payment again.
Lawn Care
Nursery, Landscaping
Merchants are increasingly embracing new wireless terminals and mobile payment processing. These are ideal solutions for merchants that do business in areas where phone lines and internet access are non-existent. Our latest wireless terminals can protect businesses by utilizing PIN based debit to protect from chargebacks and be able to offer customized loyalty cards.
Furniture Stores
Working in the furniture industry could be frustrating for some merchants, having difficulty getting approved by processors who don’t understand their business model. SmartPay understands the financial importance of Deferred Revenue, Working Capital, Business Equity and Net Profit to help guide you through the underwriting process. It is also through this knowledge of underwriting that we are very aggressively priced when it comes to furniture stores. We provide our customers with fantastic services from Electronic Check Conversion to loyalty programs and gift cards.
Funeral
Funeral, Cemetery, Cremation, Pet Cemetery
We are experts at working with all industries to uncover viable solutions and assist businesses with their accounts receivable by utilizing credit card acceptance. The sensitivity of accepting credit cards from your customers at a time of grief should not be made worse, if your terminal goes down and you have to call through a tangled phone tree of options and delays. We have reliable terminals and online processing, with experienced local IT support to help at a moments notice in the event your service is ever interrupted. Don’t trust something so sensitive to a processor who is out of the state and not sensitive to customer service.
Service Stations
Florist
Confectionary
We can help streamline payment processing for all methods of credit card acceptance. SmartPay Merchant Service understands the diverse needs of being able to process online, delivery payment suites and of course in a typical retail environment. This unique business model ways heavily on repeat and satisfied customers. A great loyalty and gift card program are essential in retaining existing customers and bringing new business in the door.
Other
With numerous business models out there our intent was to cover the most common, by no means are we limiting ourselves on helping businesses. If your industry was not listed please click on the Get Started icon and we would love to give you a free quote.
Business to Business & Specialty Markets
Government/Tribes, Utilities and Schools
SmartPay Merchant Service offers Public Sector discounts, Emerging market qualification savings and special interchange pricing. Our business model is designed on catering to local markets and communities unlike the large out of state banks. We realize that these specialty markets need fast, reliable and local support and we understand the importance of service representatives that actually live in the community.
Non-Profit:
Social Service, Political and Religious
SmartPay Merchant Service is a huge supporter of non-profit organizations and a contributor to a local homeless shelter. We have customized pricing and offer the most aggressive pricing structures for non-profits. We believe when you receive a donation that you should be able to keep as much of that as possible. Our business makes it simple to receive donations from online donors, over the phone transactions, in person payments or perhaps with our mobile suite for fundraising events.