SmartPay Services
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Custom Gift & Loyalty Cards allows you to offer your own store-branded gift cards to your customers, with your own logo and very own loyalty program. There are no reports to maintain, everything is tracked online free of charge. Cards can also be purchased and redeemed off your very own website.
Gift & Loyalty Cards: Your business can benefit from a great marketing tool that is affordable and easy to manage with our Gift & Loyalty card program.
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15% will leave a breakage or small amount of money on the card, like a dollar or two
15% will lose their gift cards and the cards are purchased in advance, so that’s free money for you
65% will spend 35% more than what’s on the card because they look at it as free money
Most importantly it helps with the acquisition of new customers because people give them to friends and family that don’t shop at your business
You lock customers money into your store that they can’t use anywhere else
It’s a great marketing tool designed to get customers back into your store and if you need to give cash back put it on a gift card and keep the money in house.
Merchants repay over time with a automated fixed daily debt and can qualify for up to 11% of their annual gross sales volume. There is a very high approval acceptance with less stringent requirements than traditional loans, many approved in 24 hours.
AmeriMerchant Main Street Business Loan: Secure Anywhere from $5k to $500k in 7-10 days! Unlike a cash advance there is no credit card processing required, it’s a non-traditional, short term, unsecured loan.
We then review your request based on your average credit card processing volume. Once you are approved in as little as 24 hours, you just sign and return the paperwork and the cash is sent to you in as little as 5 days! Once you receive your funds, we simply deduct a small percentage from your daily Visa and MasterCard batches until the cash advance is paid back ranging from 3 to 10 months.
Cash Advance: Could your business benefit from some extra cash? Simply let us know how much cash you would like to be advanced.
Benefits:
All retail and restaurant owners find themselves needing capital to grow and manage their businesses. At times, these businesses are unlikely to obtain a traditional bank loan due to unacceptable debt to income ratios or low personal or business credit scores or failure to declare a profit.
The advance can be used for advertising, equipment purchases, renovations, expansion, inventory and taxes.
Easier and quicker access to cash versus a traditional loan
No requirement of a personal guarantee or collateral
No fees or penalties charged for extended payback times
No hidden costs or fees
Tax deductible
Improves cash flow
By offering more payment options, your business can increase sales and customer satisfaction.
Check Processing: Check Conversion provides the necessary tools for merchants to accept and process checks electronically at the point-of-sale, just like a credit card. Using a check reader or imager connected to a credit card terminal, merchants are able to process and deposit checks without making a trip to the bank.
Information
| Features | Benefits |
|---|---|
| Accept and process checks electronically at the Point-of-Sale (POS)
Consolidate deposits from multiple locations Fast access to funds with deposits made directly into your bank account within 3 business days Guaranteed funding Check verification Free detailed web-based reporting Quick Service Program for convenience stores and fast food restaurants Supports most POS terminals Virtual terminal available |
Skip the time consuming trip to the bank
Increase sales through accepting more payment types Eliminate banking fees and paper check handling costs Reduce bad checks with Verification and Guarantee options |
If you’re able to process credit or debit cards, you’re ready to accept EBT. The service may use your existing point-of-sale equipment.
EBT: (Electronic Benefit Transfer) Government assistance programs use Electronic Benefits Transfer (EBT) cards. Instead of paper coupons, most states use EBT to distribute cash benefits such as unemployment, grocery and housing assistance, which are fully integrated into third-party software packages.
PIN-based debit cards lower interchange rates, make signature comparisons at checkout unnecessary and reduce the chance of fraud.
Pin-Debit PIN-based: debit is one of the fastest growing customer-preferred payment options because it’s convenient and secure. You can accept debit cards using the same terminal that you use for credit card processing with a PIN pad peripheral device. After the card is swiped, customers enter a Personal Identification Number (PIN) for additional security.
You can sort tips by server/individual employee or have a community tip adjustment at the end of the day. All of our terminals and POS Systems can be pre-programmed to support this tip function.
Tip Line: Tips are typically setup with most restaurants and salons and gives the clerk the option of asking for the tip or having it print out on the receipt.
By capitalizing on the latest terminals that use high speed internet, Contactless technology and Near Field Communication (NFC), merchants can cut card transaction times down by approximately three to four seconds, essentially making electronic card transactions much faster than cash. Our Small Ticket/QSR programs offer discounted pricing to help you save time and money for transactions under $15 and it supports signature suppression.
QSR: Our efficient, quick service restaurant solution drastically improves the speed and profitability of low-ticket transactions, by allowing merchants to offer a quick solution to get their customers served and get themselves paid in a lunch hour rush. When it comes to transaction time, every second counts.
FDPortfolioManager.com also lists status updates on chargebacks and all facets of your transaction activity. Reports can be generated for daily, weekly, and monthly to tie into your financial periods or for simple periodic inquiries. This reporting option is provided free of charge.
Free Online Reporting: Our web-based reporting services at FDPortfolioManager.com is a secure Internet service that provides immediate, real-time access to daily deposits by card type and by location.
Refer a Friend: When you refer your friends to us, and they start processing credit cards, you will receive a $50 Gift Card.We will refund you the purchase price of any equipment or software you purchase. However, merchant account credit card processing fees that you may have incurred are not refundable. This offer does not apply to leased equipment. Certain restrictions and exclusions apply. Merchant account is subject to credit approval. Offer subject to change without notice. Just fill out the free, no obligation, online New Business merchant account application and sign up for a 30-day risk-free trial. It should take you less than 10 minutes. We want our clients to be 100% satisfied with their decision to work with us. *Funds will be available in your bank account within 24-48 business hours.
The 30Day Risk-Free Trial: The 30-day risk-free trial allows you to try our merchant account products and services, totally risk-free. If you don’t experience the highest level of customer service, along with fast, efficient processing at an overall low cost, then cancel the service.
It makes it very difficult for merchants who are unhappy with their service or fees to do anything about it. We want you to know that we are on your side and want you to have the best service and to make sure all your concerns are taken care of. *Certain volume restrictions may apply.
Switch and Save: When a qualified business makes the switch to SmartPay Merchant Services, we’ll cover most, if not all their termination fee-up to $500. Most processors lock you into contracts that are near impossible to get out of and are constantly renewing without your approval.
New Business Protection Package: If a new business leases equipment with SmartPay Merchant Service and is unable to keep the doors to their business open, they can send the terminal back with no penalties, no more lease contract to pay and no credit record. (New Business Protection Package for $9.95 monthly)
Platinum Supply Package: 2 months FREE to try our Platinum Supply Package, which includes Free Supplies,At SmartPay Merchant Services we are constantly keeping up to speed with the latest developments in payment technology and we want to make sure our customers are in a position to take advantage of this.
Future Tech Package: Technology is moving so quickly it can be a daunting challenge to ensure the choice you make today is relevant tomorrow.
If you’re holding an auction, market, school fair, exhibition, trade show then we can provide a terminal for a weekend, a week, a month or for any length of time to suit. Accepting card payments can increase your sales and improves security with less cash on site. Money is paid direct to your bank account.
Short Term Rental: Need a terminal for a short-term event then give us a call.
Setup a Merchant Account with SmartPay and for $1.50 per week extra we will ensure that not only is your terminal compliant with all issuing bank and association requirements, but we will update your terminal on a priority basis to provide the latest version of software* for your terminal (much like your PC does now). This will improve card acceptance, reduce risk from fraud and we will cover your terminal for any network, compliance or association mandates for the term of the account. There will be no charge for the upgrade(s) and we will even cover the courier costs of sending you a new terminal.
Compliance Guarantee: At SmartPay Merchant Services we understand how difficult PCI Compliance registration has become so we have launched our compliance guarantee to remove the concern over PCI compliance and unexpected upgrade charges.
Lease Guarantee: Lease a SmartPay approved terminal and the terminal is covered for all compliance for the term of the lease. If you do require a compliance enforced update to your terminal we send you a new compliant terminal or download the new software version so there is no disruption to your service, there is no change to your lease price and no extra charge for this service.
The Relationship Manager will ultimately assume the role of overseeing the client’s needs throughout its relationship with SmartPay Merchant Services.
Local Relationship Manager: A Relationship Manager, will be introduced to you when your establishment is up and processing. They will address policy issues and provide new products and opportunities, as they become available to the client.
